eduard.stan
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An insurance doesn't make any sense if you are not playing volleyball with your notebook. I can understand if someone want to insurance their mobile, car etc, but you notebook? Doesn't worth it in my opinion. 3-4-5 year warranty, a lot more useful.
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Definitely glossy. I have a high quality matte screen and hate every minute of it. The image is not as clear as I would have wanted it to be because of the layer that stops the glaring. If you want clear, bright and more pooping-out colors, definitely glossy.